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9 Holiday Savings Hacks

September 20, 2021 4 min read

Personal Finance Planner, Personal Finance Planner

9 HOLIDAY SAVINGS HACKS

So much to do, so little time! Good food. Online Shopping. Parties. Travel. All the above?! It’s beginning to look a lot like...the HOLIDAYS!

The holidays are an amazing time of year where people come together, gifts are exchanged, memories are made,  and of course—money is spent. Saving money during the holidays can be tough! So we’ve put together a list of a few simple, easy, and FUN ways to save money during the Holidays!


1 | MAKE A BUDGET & STICK TO IT

You’re probably thinking, a budget. Uhm—duh. 

 My question is...are you actually doing it? And if you HAVE made one—are you sticking to it? Most people THINK about setting up a Holiday budget, but they don’t follow through. DO IT! 

Holiday Savings Piggy with Santa Hat

Eliminate the stress of spending during the Holidays and set up your budget! If you know where your money is going and what is coming up, you can plan for it, set money aside, and make those funds work for your financial life. 

See our fullHoliday Budget Guide article! We give four simple steps to improve your Holiday Budget game. (Jingle Bells to the yeah!)

 

Free Holiday Budget Template

 

2 | SHOP THE SALES

Start early  and stick to your list! Sales start in mid-November. Get your shopping list together and figure out what you want to get for each person on your list. Then, shop those sales! Take advantage of the different options available during the holidays. 

Shopping Card for the Holidays

 

Don’t settle on the first price you see, shop around. The beauty of the internet is that it is just a few more clicks to look up an item and shop the final price. Save yourself $2 to $50 per item simply by shopping it on a few sites and googling sale codes! Now, do that 10 times for 10 different gifts and you’re REALLY piling on the savings. 


3 | HOST A POTLUCK

Why do a fancy dinner all by your lonesome? Have a potluck and invite your closest friends! Everyone pitches in and everyone enjoys it. 

To kick it up a notch, set a theme. Christmas desserts, brunch, appetizers, or favorite Holiday dishes. 


Financial Footwork Budget Planner


4 | BAKE YOUR OWN HOLIDAY GOODIES

Need cookies for Santa? Would you like to send some goodies to your neighbors or co-workers? Take the cost out of buying them and make a day of baking at home with family and friends.

Gingerbread Cookies

Made with love always tastes better. <3


5| CREATE YOUR OWN SEASONAL CALENDAR

As a kid, I LOVED advent calendars because it meant I got chocolate each night.  With a make your own Advent calendar, you and your family can design/decorate each day of the month and get a mix of candy (snickers mini’s, Reese's minis, etc.) 

Why not make your own? (You can do this with any seasonal or holiday countdown like Hanukkah, the 12 days of Christmas, etc.!)

This is a great one for the family. By creating your own Advent Calendar, you could save the $25-50 per calendar and you get the candy of your choice for $2-3/bag and spend quality time with those closest to you. A great little way to save!

 

Financial Footwork Cash Envelopes


6 | VOLUNTEER

One of my favorite things to do is help people, during the holidays is such a great time to lend that helping hand. The best part? It leaves everyone feeling good and doesn’t have to cost you a dime. Go to your nearest food back, homeless shelter, church, or community center and donate your time to helping those in your community. 

 

7 | START A HOLIDAY BUCKET LIST

What do you love to do during the holidays? What are some of the things you want to do and have not tried? Make a list with your closest friends and family members. Then—you guessed it—DO IT! 

Christmas Bucket List


8 | NEIGHBORHOOD REUNION 

Sit down for coffee, snacks, or dessert with your neighbors! Everyone brings an item to enjoy, and celebrates the holiday spirit together. 

 

Free holiday Budget Template

 

9 | STOCKING STUFFERS!

Stocking stuffers are a sure fire hit or miss! What’s the secret? Get things people can use! Don’t waste money on throw-away gifts, you’re just giving them a task when they have to donate or take out the trash. INSTEAD—focus on one or two items that each person will use. Get your money’s worth baby!

Remember—presence is always valued over presents. So if it’s not in your budget to spend responsibly, give the gift of love. 

Happy holidays, and happy mindful spending! 

For more money tips, videos & additional articles, subscribe to our email list here!

Financial Footwork Train Your Money

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