3 Ways to Improve Your Finances Right Now!

September 10, 2022 2 min read


The Money Bag Newsletter by Financial Footwork



At Financial Footwork, it’s always a time to be financially savvy; But did you know that the national day for Financial Awareness was August 14th? With so much economic turbulence and fluctuation, now more than ever, it’s important to really be tapped into your budget, spending, investments, and the current shifts in the economy. 

While there’s not much you can do about the politics of finance, there’s still a lot you can do about the practice of your own. So we’re here this week diving in with three quick money steps that you can start implementing today.



Visibly seeing where your money goes can put your spending habits in a different perspective. Did you overspend this year? When was the last time you audited your budget and really made sure you were keeping tabs on your hard-earned cash? Because of rising inflation, consider cross-checking your grocery list and gas receipts more importantly. If you haven’t created a budget sheet before, now is the time to create one. We have an accessible money playbook at financialfootwork.com that can help! Get it today FREE, just pay shipping.



Credit cards can get abused quickly if you’re not on top of it. The majority of consumers pay the minimum amount owed, and this can cause a great deal of stress and debt. If you’re able to, pay off your balance in full. Remember to only use the “pay the smallest amount owed” method if you’re in danger of missing a payment, then game plan on how to consolidate your debt and get caught up as soon as possible.



Did you already forget about those student loans? Or those hanging installment loans, and hefty car payments? Perhaps your credit report may have mishaps or mistakes reported too. Grab a copy of your credit report at LEAST one time a year and check it for accuracy.

Take your credit score head-on today! Thank us later 

PRO TIP: Check in on your credit card rewards points, is it time to cash in on your rewards?

I wanted to make these three tips as easy to implement and use as possible  so you can start on it TODAY. Take each one of these tips and tools individually and try to work on them this week. If you feel overwhelmed, pick one of the three and tackle it in the next 7 days. Then come back, pick another, and repeat. 

Take your time, be patient with the process and work on your finance game every week. Sign up for our newsletterfor personal finance tips, news, and tools.


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