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Updated January 2025
This website located at www.financialfootwork.com is owned and operated by Financial Footwork.
Your use of the Website constitutes your acceptance of, and agreement to, the following disclaimer (“Disclaimer”). We reserve the right to modify, alter, amend, or update this Disclaimer. In the Disclaimer, like the Terms, we may refer to the written, audio, photographic, and video content on the Website, including any content published by the Company in newsletters or available through paid products or free resources, as the “Company Content.”
By using this Website or the Company Content, you accept and agree to be bound and abide by these Disclaimers and the Terms.
1. Website Terms of Use
This disclaimer is incorporated by reference into the Website’s Terms of Use, which are located at www.financialfootwork.com/terms. To the extent this Disclaimer is silent on a particular term, please review the Terms of Use.
2. Changes to This Disclaimer
The Company reserves the right to modify, alter, amend, or update its Website, the Company Content, its policies, Terms, and this Disclaimer. This Disclaimer is subject to change without notice. All changes are effective immediately upon posting. If you do not agree with or do not accept any part of this Disclaimer, you must not use the Website or interact with the Company Content.
Your continued use of the Website or Company Content following any changes to the Disclaimer means that you accept and agree to the changes. You are expected to check this page periodically so that you are aware of any changes, as they are binding on you.
3. Informational Purposes Only
The Company Content was developed strictly for informational purposes. You understand and agree that you are fully responsible for your use of the information provided in the Company Content. We make no representations, warranties, or guarantees. You understand that results may vary from person to person. We assume no responsibility for errors or omissions that may appear in the Company Content.
4. General Disclaimer
The Company has made every effort to ensure that all information in the Company Content has been tested for accuracy. We make no guarantees regarding the results that you will see from using the information provided in the Company Content.
All Company Content has been created for a general audience and has not been customized for a particular individual.
The Company disclaims liability for incidental or consequential damages and assumes no responsibility or liability for any loss or damage suffered by any person as a result of using the information provided in the Company Content. The Company assumes or undertakes no liability for any loss or damage suffered as a result of the use of any information found in the Company Content.
5. Certifications
Financial Footwork facilitators have certifications in personal finance, financial wellness, credit, financial education, and money management.
Financial Footwork facilitators are licensed Certified Financial Educators—CFEd®. Nothing presented in the Company Content creates a professional-client relationship between you and Financial Footwork.
6. Personal Financial Information
All information regarding financial wellness provided in the Company Content is intended to be used for educational and informational purposes only. Use of the Company Content does not form any relationship between you and Financial Footwork facilitators, including a coaching-client relationship. Although the Company Content may discuss personal finance, credit, and money management issues, the Company Content does not provide any advice, explanation, opinion, or recommendation about what financial tools or references to utilize.
7. Testimonial Disclaimer
From time to time, the Company Content may feature testimonials from past clients for marketing purposes. These are examples of the experiences of these clients and have been posted with permission. The content of these testimonials does not contain explicit or implied claims regarding the results to be achieved by using the information provided in the Company Content or by using our products or services. The Company cannot and does not guarantee that you will have a similar experience.
8. Third-Party Content
The Company Content includes references to third-party companies, which is provided for informational purposes only. Unless specifically stated, we are not a partner or owner of any company linked or included in the Products.
If you choose to use a third-party company linked in the Company Content, you assume all risk regarding such transactions. We make no representations or guarantees regarding any third-party company.
It is your sole responsibility to investigate all third-party companies linked in the Company Content.
9. Intellectual Property
All Company Content, including but not limited to text, graphics, logos, images, audio, and video, is the intellectual property of Financial Footwork and is protected by copyright, trademark, and other applicable laws. Unauthorized use, reproduction, or distribution of the Company Content is strictly prohibited and may result in legal action.
10. Miscellaneous Provisions
If any provision(s) of the Disclaimer is held to be invalid, illegal, or unenforceable, the remaining provisions shall be severable and enforceable. If a provision is excessively broad, such a provision shall be limited or reduced in scope so as to be enforceable.
The Disclaimer may not be assigned by you without our prior written consent; however, the Disclaimer may be assigned by us in our sole discretion.
All notices with respect to the Disclaimer must be in writing and made via email to info@financialfootwork.com for the Company and to your email address.
Disclaimer and Waiver – Financial Footwork, Inc., its owners, officers, directors, employees, subsidiaries, service providers, content providers and agents (referred to as "Financial Footwork") are not financial or investment advisers and not licensed to sell securities or investments. None of the information provided is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, of any company, security, fund, or other offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information contained herein is at your own risk. The content is provided 'as is' and without warranties, either expressed or implied. Financial Footwork does not promise or guarantee any income or particular result from your use of the information contained herein. Under no circumstances will Financial Footwork be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate any information, opinion, advice or other content contained. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, or other content.