Website Terms for Financial Footwork

This website located at www.financialfootwork.com is owned and operated by FinancialFootwork.

Your use of the Website constitutes your acceptance of, and agreement to, the following disclaimer(“Disclaimer”). We reserve the right to modify, alter, amend, or update this Disclaimer. In theDisclaimer, like the Terms, we may refer to the written, audio, photographic, and video content on theWebsite, including any content published by the Company in newsletters or available through paidproducts or free resources, as the “Company Content.”

By using this Website or the Company Content, you accept and agree to be bound and abide by theseDisclaimers and the Terms.

1. Website Terms of Use

This disclaimer is incorporated by reference into the Website’s Terms of Use, which are located atwww.financialfootwork.com/terms. To the extent this disclaimer is silent on a particular term, pleasereview the Terms of Use.

2. Changes to This Disclaimer

Company reserves the right to modify, alter, amend, or update its Website, the Company Content, itspolicies, Terms, and this Disclaimer. This Disclaimer is subject to change without notice. All changes areeffective immediately upon posting. If you do not agree with or do not accept any part of thisDisclaimer, you must not use the Website or interact with the Company Content.

Your continued use of the Website or Company Content following any changes to the Disclaimer meansthat you accept and agree to the changes. You are expected to check this page periodically, so you areaware of any changes, as they are binding on you.

3. Informational Purposes Only

The Company Content was developed strictly for informational purposes. You understand and agreethat you are fully responsible for your use of the information provided in the Company Content. Wemake no representations, warranties, or guarantees. You understand that results may vary from personto person. We assume no responsibility for errors or omissions that may appear in the CompanyContent.

4. General Disclaimer

Company has made every effort to ensure that all information in the Company Content has been testedfor accuracy. We make no guarantees regarding the results that you will see from using the informationprovided in the Company Content.

All Company Content has been created for a general audience and has not been customized for aparticular individual.

Company disclaims liability for incidental or consequential damages and assumes no responsibility orliability for any loss or damage suffered by any person as a result of use of the information provided in the Company Content. The Company assumes or undertakes no liability for any loss or damage sufferedas a result of the use of any information found in the Company Content.

5. Certifications

Financial Footwork facilitators have certifications in personal finance, financial wellness, credit, financialeducation, and money management.

Financial Footwork facilitators are licensed Certified Financial Educators--CFEd®. Nothing presented inthe Company Content creates a professional-client relationship between you and Financial Footwork.

6. Personal Financial Information**

All information regarding Financial Wellness provided in the Company Content is intended to be used foreducational and informational purposes only. Use of the Company Content does not form anyrelationship between you and Financial Footwork facilitators, including a coaching-client relationship.Although the Company Content may discuss personal finance, credit and money management issues,The Company Content does not provide any advice, explanation, opinion, or recommendation aboutwhat financial tools or references to utilize.

7. Testimonial Disclaimer

From time to time, the Company Content may feature testimonials from past clients for marketingpurposes. These are examples of the experiences of these clients and have been posted withpermission. The content of these testimonials does not contain explicit or implied claims regarding theresults to be achieved by using the information provided in the Company Content or by using ourproducts or services. Company cannot and does not guarantee that you will have a similar experience.

8. Third-Party Content

The Company Content includes references to third-party companies, which is provided for informationalpurposes only. Unless specifically stated, we are not a partner or owner of any company linked orincluded in the Products.

If you choose to use a third-party company linked in the Company Content, you assume all risk regardingsuch transactions. We make no representations or guarantees regarding any third-party company.

It is your sole responsibility to investigate all third-party companies linked in the Company Content.

9. Miscellaneous Provisions

If any provision(s) of the Disclaimer is held to be invalid, illegal, or unenforceable, the remainingprovisions shall be severable and enforceable. If a provision is excessively broad, such a provision shallbe limited or reduced in scope so as to be enforceable.

The Disclaimer may not be assigned by you without our prior written consent; however, the Disclaimermay be assigned by us in our sole discretion.

All notices with respect to the Disclaimer must be in writing and made via email toinfo@financialfootwork.com for the Company and to your email address.

**Last Updated: January 30, 2024**

Disclaimer and Waiver – Financial Footwork, Inc., its owners, officers, directors, employees, subsidiaries, service providers, content providers and agents (referred to as "Financial Footwork") are not financial or investment advisers and not licensed to sell securities or investments. None of the information provided is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, of any company, security, fund, or other offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information contained herein is at your own risk. The content is provided 'as is' and without warranties, either expressed or implied. Financial Footwork does not promise or guarantee any income or particular result from your use of the information contained herein. Under no circumstances will Financial Footwork be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate any information, opinion, advice or other content contained. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, or other content.