Employee Financial Wellness Programs

Employee financial wellness programs that combine live financial education, digital learning tools, and structured workplace programming to help employees build practical money skills and reduce financial stress.

Delivered through the Vault by Financial Footwork platform and guided by the Train Your Money Performance Model™, our programs help organizations create lasting financial behavior change across their workforce.

The High Cost of Financial Stress

Financial stress doesn't stay at home. It follows employees into the workplace, affecting focus, productivity, and engagement at work.

For organizations, that impact shows up in real ways: 

✓ Lower productivity
✓ Higher absenteeism
✓ Reduced benefits participation
✓ Increased employee turnover

Financial Footwork addresses this through structured financial education built on the Train Your Money Performance Model™, helping employees move from financial awareness to lasting financial behavior change.

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What Is an Employee Financial Wellness Program?

An employee financial wellness program helps employees build practical money skills through structured financial education, digital tools, and workplace learning experiences. The goal is simple: reduce financial stress and help employees make more confident financial decisions. For employers, these programs support workplace productivity, benefits participation, and long-term employee engagement.

At Financial Footwork, our workplace financial wellness programs combine:

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live financial education

digital learning resources

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behavior-based tools

Unlike passive content libraries or benefits portals, our programs combine live financial education, digital learning resources, and practical tools that help employees apply financial concepts to real life.

The result is a structured program designed to drive measurable financial behavior change across your workforce.

The Business Impact of Employee Financial Wellness Programs

Financial stress does not stay at home. It follows employees to work, affecting focus, productivity, and engagement. For employers, that translates into measurable workplace costs.

When organizations implement structured employee financial wellness programs, the benefits extend beyond individual financial knowledge. Companies often see improvements in several key HR and business metrics.

Stronger Employee Retention

Employees who feel supported in their financial lives are more likely to stay with their employer. Financial education helps reduce stress and increases trust in the organization’s commitment to employee well-being.

Reduced Absenteeism and Workplace Distraction

Financial stress can significantly affect concentration and attendance. When employees gain practical tools to manage money, they spend less time worrying about finances during the workday.

Higher Benefits Participation

Many employees underuse valuable benefits such as 401(k) plans, HSAs, and employer match programs because they do not fully understand how they work. Financial education improves participation and helps employees make better use of the benefits already available to them.

A Recruitment and Retention Advantage

Financial wellness programs are becoming an increasingly important part of competitive benefits packages. Organizations that support employee financial education stand out to both current employees and prospective hires.

For HR leaders, benefits teams, and executives, the result is simple: better engagement, stronger retention, and a workforce that is better equipped to make financial decisions.

Make Your Employee Benefits Work Harder

Many organizations invest heavily in employee benefits such as 401(k) retirement plans, health savings accounts (HSAs), and employer match programs. Yet many employees do not fully understand how to use these benefits, which leads to low participation and underused financial resources.

Financial Footwork’s employee financial wellness programs help employees connect financial education with the workplace benefits they already have.

Through live learning sessions, practical tools, and guided resources inside Vault, employees gain the knowledge to make smarter decisions about saving, spending, and long-term financial planning.

What EMPLOYERS Get

When employees understand how their benefits work, they are more likely to:

✓ Increase 401(k) participation and retirement plan engagement.

✓ Use HSAs more effectively for long-term health and retirement planning.

✓ Take full advantage of employer match opportunities.

✓ Make informed decisions about saving, debt management, and financial priorities.

Better financial education leads to higher benefits participation, smarter financial decisions, and a workforce that fully uses the benefits you provide.

Book a Strategy Call

WHAT WE OFFER

Workplace Financial Wellness Programs

Financial Footwork delivers employee financial wellness programs through a combination of live education, digital tools, and structured program strategy.

Built on the Train Your Money Performance Model™, our programs help employees develop practical financial skills while giving organizations a clear framework for long-term financial wellness across their workforce.

Year-Round Platform

Vault Digital Financial Hub

A secure, AI-powered digital financial wellness platform employees access anytime, anywhere. Over 2,000 pieces of financial content, guided tools, and personalized resources that reinforce learning long after live sessions end. Vault keeps financial wellness active 365 days a year without adding to HR workload.

Right for you if:

✓ You want ongoing financial wellness support without managing it yourself.

✓ Your workforce is hybrid, remote, or nationally distributed.

✓ You need reporting that shows leadership measurable engagement data.

BOOK A STRATEGY CALL

Live Programs

Keynotes, Workshops & Seminars

Expert-led financial education delivered on site nationwide or virtually for distributed teams. From single keynotes at company events to multi session workshop series, every program is built to drive real behavior change, not passive listening.

Right for you if:

✓  You need a credible financial speaker for a company event or benefits rollout.

✓  You want hands-on workshops that give employees practical money skills.

✓ You have an annual conference, retreat, or leadership summit coming up.

BOOK A STRATEGY CALL

Comprehensive Approach

Custom Financial Wellness Strategy

A fully-integrated financial wellness strategybuilt around your workforce demographics, benefits structure, and financial wellness goals. Live programs, digital resources, and ongoing support aligned into one system that drives sustained behavior change across your organization.

Right for you if:

✓ You want ongoing financial wellness support without managing it yourself.

✓ Your benefits investment is not driving engagement or utilization.

✓ Leadership expects measurable ROI from wellness initiatives.

BOOK A STRATEGY CALL

Not sure which is the right fit for your organization? Book a strategy call and we will help you figure it out. No commitment required. We respond within one business day.

INCREASE employee RETENTION

BOOST PRODUCTIVITY

LOWER ABSENTEEISM

OUR METHODOLoGY

The Train Your Money Performance Model™

The Train Your Money Performance Model™ is Financial Footwork’s behavior-based framework for employee financial wellness programs that move employees from financial awareness to real financial action.

It combines education, practical application, and accountability systems so employees build lasting financial habits and measurable financial progress.

PILLAR 1

awareness

Targeted financial education tailored to the realities of your workforce. Employees gain practical knowledge they can immediately apply to everyday financial decisions.

PILLAR 2

APPLICATION

Structured tools and guided exercises that help employees move from financial knowledge to real implementation. Understanding alone does not produce results. Application creates progress.

PILLAR 3

ACCOUNTABILITY

Reinforcement systems and progress tracking that support long-term financial improvement. Employees stay engaged while organizations gain measurable insight into program impact.

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The Train Your Money Performance Model™is delivered through Vault by Financial Footwork, our scalable employee financial wellness platform designed for organizations with 50 to 5,000+ employees.

Book a Strategy Call

proven impact

Selected by organizations nationwide to deliver employee financial wellness programs that drive measurable financial behavior change.

Inspiring Financial Confidence & Success Across Industries

50+

National Employers & Professional Sports Organizations Served

650+

Performance-Focused Financial Programs Delivered Nationwide

10+

Years Serving Organizations Across the United States

A Financial Wellness Platform Proven in Professional Organizations

Vault by Financial Footwork was developed after professional sports organizations approached us with a challenge: their employees and players needed more than financial education. They needed structure, accountability, and measurable behavior change.

What began in high-performance environments evolved into a scalable employee financial wellness program designed for companies nationwide.

Corporate Financial Wellness Solutions for Modern Workforces

Vault by Financial Footwork

Employee Financial Wellness Programs Powered by a Digital Financial Wellness Platform

AI-Driven Financial Wellness Platform

Vault is our subscription-based digital financial wellness platform designed to deliver structured, personalized financial training at scale. Powered by AI and behavior-based learning pathways, Vault adapts to employee needs while providing organizations with measurable engagement insights.

How Vault Works

AI-guided learning pathways tailored to employee needs

On-demand financial training modules

Practical implementation tools and calculators

Structured accountability and progress tracking

Built for Enterprise Scale

90-Minute Workshop

Fast-paced, focused learning on a single topic

Half-Day Workshop

Deep dives and interactive exercises

Full-Day Workshop

Comprehensive curriculum and real-world application

Annual per-employee licensing

Designed for organizations with 50 to 5,000+ employees

Integrates with live financial wellness programs

Post-session feedback survey

Live and Virtual Employee Financial Wellness Programs

Keynote Speaking

Performance-based financial keynotes designed to engage employees while driving accountability and measurable financial behavior change.

Explore Keynote Options

Interactive Workshops

Hands-on financial wellness workshops focused on practical implementation, structured accountability, and applied financial skill development.

See Workshop Formats

Financial Wellness Webinars

Virtual financial wellness programs delivered live or on-demand to support distributed teams, reinforce key financial topics, and drive measurable employee engagement.

View Webinar Programs

In-Person Seminars

Structured, onsite financial wellness seminars with optional multi-session formats designed to reinforce implementation and sustained financial behavior change.

Explore In-Person Seminars

RESULTS

Financial Wellness Program Results

Inspiring Financial Confidence & Success Across Industries

35-40%

Increase in Annual Savings Balance

40-60 Points

Average FICO Score Improvement

7+

Years Of Trusted Partnership

"Financial Footwork delivers structured programming that moves from foundational financial principles to advanced concepts. If you want your people equipped with a practical financial playbook that supports long-term wealth building and stability, Financial Footwork positions them to succeed well beyond their careers."

GREY RUEGAMER
Director of Player Engagement, Green Bay Packers

Ready to See Results Like This In Your Organization?

Financial Wellness Programs Across Industries

Financial stress affects employees in every industry. Financial Footwork’s employee financial wellness programs are designed to support organizations across diverse workforce environments.

Technology

Manufacturing

Healthcare

Financial Services

Retail & Hospitality

Logistics & Distribution

Construction & Trades

Professional Services

Energy & Utilities

Insurance

Real Estate

Nonprofits

Built for organizations with 50 to 5,000+ employees seeking measurable financial behavior change and engagement across their workforce.

The Business Cost of Financial Stress in the Workplace

Financial stress directly impacts productivity, engagement, and long-term workforce planning. The data reflects not just personal financial challenges, but measurable business risk.

WHAT DO YOUR EMPLOYEES' FINANCES
LOOK LIKE?

    61%

    of employees report being distracted at work due to financial stress, reducing productivity and focus.

    *2021 survey conducted by Salary Finance

    62%

    of adults report financial stress tied to lack of financial knowledge, highlighting gaps in workplace financial support.

    *2020 survey conducted by the National Endowment for Financial Education (NEFE)

    37%

    37% of employees spend three or more working hours each week addressing personal financial issues, creating direct productivity loss.

    *2021 Employee Financial Wellness Survey conducted by PwC

    41%

    Of American workers are not confident they will have enough money to retire comfortably.

    *2021 data reported by the Employee Benefit Research Institute (EBRI)

    47%

    Of Americans consider money to be their greatest source of stress, higher than any other factor including relationships and work.

    *2021 survey conducted by Northwestern Mutual

    58%

    Of Americans have less than $1,000 in savings, and 23% have no emergency savings at all.

    *2021 Survey conducted by Bankrate

    61%

    Of all employees reported being distracted at work due to financial stress and hardships.

    *2021 survey conducted by Salary Finance

    47%

    Of Americans consider money to be their greatest source of stress, higher than any other factor including relationships and work.

    *2021 survey conducted by Northwestern Mutual

    37%

    Of employees spend three or more working hours each week dealing with financial issues.

    *2021 Employee Financial Wellness Survey conducted by PwC

    58%

    Of Americans have less than $1,000 in savings, and 23% have no emergency savings at all.

    *2021 Survey conducted by Bankrate

    62%

    Of adults in the United States felt stressed about their personal finances due to a lack of knowledge.

    *2020 survey conducted by the National Endowment for Financial Education (NEFE)

    41%

    Of American workers are not confident they will have enough money to retire comfortably.

    *2021 data reported by the Employee Benefit Research Institute (EBRI)

How Our Financial Wellness Platform Integrates Into Your Employee Financial Wellness Strategy

Our employee financial wellness programs are designed to integrate seamlessly into your organization, whether you are launching a standalone initiative or building a long-term workforce strategy powered by our financial wellness platform.

Select Your Financial Wellness solution

Choose a standalone financial wellness platform, live and virtual employee financial wellness programs, or a fully integrated strategy aligned with your organizational goals.

Structured Implementation

Our team manages platform onboarding, program facilitation, and communication rollout to ensure smooth adoption across your workforce.

Ongoing Support & Measurable Impact

Our team provides ongoing implementation support while Vault delivers robust reporting and analytics, giving leadership clear visibility into engagement trends, participation rates, and financial behavior progress across the organization.

INCREASE employee RETENTION

BOOST PRODUCTIVITY

LOWER ABSENTEEISM

Holistic Approach Tailored to Your Team

FINANCIAL WELLNESS
SOLUTIONS IN ACTION

Vault by Financial Footwork works with organizations that want to provide practical, expert-led financial education their people can actually use. Vault is more than a benefit. It is a comprehensive financial wellbeing solution designed to fit seamlessly into broader wellness initiatives, with flexible options that align with your workforce, culture, and goals.

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VAULT FINANCIAL WELLNESS OFFERINGS

FOUNDATION

Best for: Startups/Small Businesses

Key Features:
◉ Vault Financial Wellness Hub—our digital learning and resource platform
◉ Interactive educational workshops

ENTERPRISE

Best for: Mid-size Businesses (400+ employees)

Key Features:
◉ Vault Financial Wellness Hub—our digital learning and resource platform
◉ Interactive educational workshops
◉ Custom-tailored content to align with your team's company culture and needs
◉ Option for onsite coaching

ELITE

Best for: Large Businesses, Fortune 1000 Companies, and Unions

Key Features:
◉ Vault Financial Wellness Hub—our digital learning and resource platform
◉ Interactive educational workshops
◉ Custom-tailored content to align with your team's company culture and needs
◉ Option for onsite coaching
◉ Custom digital Integration
◉ In-person tailored keynote sessions

Why Employee Financial Wellbeing Impacts Your Organization

WHAT DO YOUR EMPLOYEES' FINANCES
LOOK LIKE?

    61%

    Of employees reported being distracted at work due to financial stress.

    *2021 survey conducted by Salary Finance

    62%

    Of adults in the United States felt stressed about their personal finances due to a lack of knowledge.

    *2020 survey conducted by the National Endowment for Financial Education (NEFE)

    37%

    Of employees spend three or more working hours each week dealing with financial issues.

    *2021 Employee Financial Wellness Survey conducted by PwC

    41%

    Of American workers are not confident they will have enough money to retire comfortably.

    *2021 data reported by the Employee Benefit Research Institute (EBRI)

    47%

    Of Americans consider money to be their greatest source of stress, higher than any other factor including relationships and work.

    *2021 survey conducted by Northwestern Mutual

    58%

    Of Americans have less than $1,000 in savings, and 23% have no emergency savings at all.

    *2021 Survey conducted by Bankrate

    61%

    Of all employees reported being distracted at work due to financial stress and hardships.

    *2021 survey conducted by Salary Finance

    47%

    Of Americans consider money to be their greatest source of stress, higher than any other factor including relationships and work.

    *2021 survey conducted by Northwestern Mutual

    37%

    Of employees spend three or more working hours each week dealing with financial issues.

    *2021 Employee Financial Wellness Survey conducted by PwC

    58%

    Of Americans have less than $1,000 in savings, and 23% have no emergency savings at all.

    *2021 Survey conducted by Bankrate

    62%

    Of adults in the United States felt stressed about their personal finances due to a lack of knowledge.

    *2020 survey conducted by the National Endowment for Financial Education (NEFE)

    41%

    Of American workers are not confident they will have enough money to retire comfortably.

    *2021 data reported by the Employee Benefit Research Institute (EBRI)

CORPORATIONS AGREE: FINANCIAL WELLNESS WORKS

Employee Financial Wellness Makes Business Sense

Research shows employee productivity and retention increase when workers’ lives feel stable. One way to achieve this goal is by offering a corporate wellness and financial mastery program. This program can help improve employee retention, lower absenteeism, grow productivity, and boost your bottom line.

Corporate Financial Wellness Solutions Across Key Industries

Our financial wellness platform and employee financial wellness programs are designed to adapt to the unique workforce dynamics of diverse industries nationwide.

Industrial & Technical

Employee financial wellness programs for manufacturing, energy and utilities, construction and trades, transportation and logistics, aerospace and aviation, and agriculture. We understand shift-based workforces, safety-sensitive roles, and multi-site operations.

Services & Commerce

Financial wellness platform solutions for retail, hospitality, food services, real estate, financial services, and media organizations. Designed to support high-turnover environments, distributed teams, and performance-driven cultures.

Health, Safety & Public Services

Employee financial wellness programs for healthcare systems, nonprofits, first responders, military-affiliated organizations, technology companies, and telecom providers. Built to support high-stress professions and mission-driven workforces.

Industrial & Technical
Manufacturing
Construction & Trades
Transportation & Logistics
Energy & Utilities
Agriculture & Farming
Aerospace & Aviation
Services & Commerce
Retail
Hospitality
Food Services
Real Estate
Financial Services
Media & Entertainment
Health, Safety & Public Services
Healthcare
First Responders
Military
Nonprofits
Technology
Telecom

FINANCIAL EDUCATION BOOSTS RETENTION

reduce expenses

Harvard Health Affairs found medical costs dropped $3.27 for every dollar invested in wellness programs while absentee costs dropped $2.37 for every dollar invested.

increase retention

The Society for Human Resource Management (SHRM) reported in 2020 that 58% of employees indicated their employer's financial wellness programs positively influenced their decision to stay with the company.

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FINANCIAL EDUCATION LOWERS STRESS & ABSENTEEISM

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LOWER stress

A study by Morgan Stanley in 2021 found that employees who participated in financial wellness programs experienced a 23% reduction in financial stress levels.

IMPROVE ABSENTEEISM

Recent studies show that financial education programs can decrease absenteeism by 10%.

OUR SOLUTIONS

FINANCIAL WELLNESS program packages

Every Financial Footwork engagement begins with a program design call. From there, we build a customized financial wellness program aligned with your workforce, goals, and benefits structure.

ESSENTIAL

CORE

The foundation for organizations launching a structured, digital-first financial wellness program.

MOST POPULAR

Enhanced

For organizations combining the digital platform with live financial education and a strong program launch.

FULL SCALE

Enterprise

For organizations implementing a comprehensive, high-touch financial wellness strategy across their workforce.

✓ Vault Financial Hub Access

Quarterly Dashboard Reporting

✓ Dedicated Account Manager

✓ Annual Program Review

✓ Vault Financial Hub Access

✓ Quarterly Dashboard Reporting

✓ Two (2) Webinars or Seminars

✓ Dedicated Launch Keynote

✓ Dedicated Account Manager

✓ Semi-Annual Program Review

✓ Vault Financial Hub Access

✓ Monthly Dashboard Reporting

✓ Four (4) Webinars or Seminars

✓ Dedicated Launch Keynote

✓ Dedicated Account Manager

✓ Two (2) Workshops

✓ Benefits Enrollment Campaign

✓ Quarterly Program Reviews

Additional Program Options + add-ons

Seminars, Keynotes, Workshops, Enterprise Consulting Solutions

Platform pricing is per employee per month. Live delivery priced by service. All pricing available on request after your program design call.

THE PROCESS

LaunchING yOUR Employee Financial Wellness Program

Every Financial Footwork program follows the same proven path. Three steps move your organization from the first conversation to a live financial wellness program your workforce will actually use.

Inspiring Financial Confidence & Success Across Industries

01

STEP ONE

DESIGN CALL

We start with a focused conversation about your workforce, goals, and benefits structure. No pressure and no pitch. Just a structured discussion to understand what your organization actually needs.

02

STEP TWO

PROGRAM BUILD

Your dedicated account manager configures your Vault platform, builds your delivery calendar, and prepares everything needed for launch. You review the plan and we refine it together.

03

STEP THREE

LAUNCH & MEASURE

Your program goes live. Employees access Vault, attend live sessions, and begin building practical financial habits. You receive dashboard reporting and program reviews to track participation and demonstrate ROI.

Book a Program Design Call

No commitment required. Free 30-minute exploratory call.

PROUDLY SERVING COMPANIES NATIONALLY

Ready to empower your organization with proven financial wellness solutions?

Vault by Financial Footwork is your trusted partner for employee financial wellness programs and engaging finance speakers. Whether you’re looking for a one-time financial education workshop, ongoing digital learning, or a comprehensive strategy to boost your team’s financial well-being, Vault has you covered.

We are committed to transparency, personalized service, and measurable results for every client. Our programs are designed to fit the needs of businesses, schools, and organizations—helping employees at every level build financial confidence and security.

Proudly serving companies, colleges, and teams nationwide, Vault by Financial Footwork is here to help your people thrive. Contact us today to learn more or schedule a free consultation to see how we can support your organization’s financial wellness goals.

FAQs: Employee Financial Wellness Program

What is Vault by Financial Footwork?

Vault is an employee financial wellness program that blends a digital learning hub, live workshops, and customized consulting to build practical money skills and confidence across your workforce.

How does a financial wellness program help companies?

Reducing money stress improves focus, retention, and productivity. Companies often see lower absenteeism and better benefits engagement when employees feel financially stable.

What do employees gain from participating?

Clear steps for budgeting, credit health, debt payoff, and saving. Employees get tools for real milestones like a first home, emergency funds, and retirement planning.

Can Vault be tailored to fit our workforce?

Yes. Choose Foundation, Enterprise, or Elite plans, with options for custom content, onsite coaching, and integrations that match your culture and goals.

How do we know if the program is working?

Vault includes assessments and roll up reporting so HR and leadership can track engagement, topic interest, and anonymized outcomes over time.

get started

Book a program design call and we will build a customized financial wellness solution around your workforce, your goals, and your budget. No commitment. No off-the-shelf programs. Just a program built for your people.

Inspiring Financial Confidence & Success Across Industries

Book a Program Design Call

No commitment required. Free 30-minute exploratory call.

Organizations implementing an employee financial wellness program often combine multiple learning formats to reinforce financial education throughout the year. Financial Footwork delivers programs through financial wellness workshops, financial wellness seminars, and financial wellness webinars, allowing companies to reach employees through live training, conference sessions, and virtual learning environments. This blended approach helps organizations build long-term financial capability while supporting employees at different stages of their financial journey.